Current Account AIRs are 31.99% or 35% (max for Quebec residents). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. If any payment is missed, all promo offers on the account will be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Purchase amount is to be paid in equal monthly payments plus payment protection insurance premiums and taxes, if applicable. No interest will accrue during the promo period. Promo period may be 3, 6 or 12 months and will be communicated at time of purchase. Minimum purchase of $299.99 applies, excluding taxes for 6- and 12-month plans. Flexiti, FlexitiCard and the Flexiti design areĢ Personal Credit Card for Quebec residents: O.A.C. Financing is available for Quebec residents information is available at point-of-sale (max Account AIR is 35%). Gift Cards, Pre-Paid Cards and Postage Stamps cannot be financed. Eligibility for promotions varies with cardholder creditworthiness. Promotions and terms may be changed without notice. Admin fee of $29.99 applies for 6-month plans and $59.99 applies for 12-month plans and will be financed with purchase (excluding Quebec residents). Any balance at end of promo period bears interest at the Account AIR. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. For no payments deferred plans, no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. Promo period maybe 90 days, 6 months or 12 months and will be communicated at time of purchase. Minimum purchase of $299.99 excluding taxes for 6- and 12-month plans. 1Personal Credit Card for Residents of Canada (excluding Quebec): O.A.C.
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